Mind · Money · Life
You know what to do with money. Why is it so hard to do?
One everyday money habit at a time — the feelings, habits and people behind it, in plain words.
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“In Our Time, We Didn’t Have This” — Who’s Right?
Parents say you have everything and still complain. You say you didn’t choose your era. Both are telling the truth — about…
Three lenses
I look at money through three lenses
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10 Mistakes Worth Making Before 30
Some mistakes are cheaper to learn early. Ten common mistakes of your twenties — the first salary, the wrong job, the loan…
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Accounting for Life: 5 Ideas That Work Outside the Books
What would an accountant ask about your life? Five accounting ideas that explain everyday choices better than you might expect — and…
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Good Work Doesn’t Speak for Itself: Why Being Known Pays
Kaam bolega? Not any more. Why being easy to understand, remember and recommend has become part of earning well — for a…
How every article works
Five short steps. One habit.
- The Moment
- What’s Going On
- What’s Behind It
- One Habit
- Your 7-Day Check

Who writes this
Himanshu Gulati
A Chartered Accountant studying psychology. I write about the habits, feelings and relationships behind everyday money decisions. Why I started →
My promise
- Free to read. Education only, never advice for your situation.
- Sources are named, and my own views are labelled as mine.
- If I get something wrong, I will correct it and show the date.